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Blue Advantage®

With Blue Advantage, members have access to many of the best doctors, hospitals and specialists in North Carolina . Blue Cross and Blue Shield of North Carolina's provider networks are large and member copayments and coinsurance are predictable.¹ Members visit in-network providers, show their Blue Cross and Blue Shield of North Carolina (BCBSNC) ID card and pay their copayment. The doctor handles the administrative details and files the claims. There's no messy paperwork. It's that easy.

Blue Advantage members can also go directly to in-network specialists without a referral and have the freedom to go outside the network for most services.² The only difference is the out-of-pocket cost.

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Paul D. Schnitzer Insurance Agency is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of Norch Carolina (BCBSNC). The content contained in this site is maintained by Paul D. Schnitzer Insurance Agency. Blue Crosss and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
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